Topic

Money Basics

By T. Blackmann ·

Your Free Credit Report

Once a year, every American is entitled to a free credit report from all three bureaus — and most people never claim it. Here's exactly how to get yours and what to look for when you do.

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By T. Blackmann ·

What Medicare Open Enrollment Actually Costs

Switching plans during Open Enrollment is free — but staying in the wrong plan all year is not. Here's a plain-language breakdown of what the numbers actually mean for your wallet.

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By T. Blackmann ·

The Real Cost of Only Paying the Minimum

That minimum payment on your credit card statement looks manageable — until you do the math on how long it takes to pay off and how much extra you'll spend in interest. The numbers are sobering.

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By T. Blackmann ·

Why You Need a Will

Without a will, the state decides what happens to everything you've spent a lifetime building. It doesn't have to be complicated or expensive — but it does have to exist.

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By T. Blackmann ·

Shopping Online Without Handing Over the Keys

Online shopping is convenient — and it's also where a lot of people get taken. Here's a short list of habits that keep your card number and personal information out of the wrong hands.

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By T. Blackmann ·

Required Minimum Distributions

Once you turn 73, the IRS requires you to start withdrawing from your retirement accounts whether you need the money or not. Miss the deadline and the penalty is steep. Here's what you need to know.

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By T. Blackmann ·

The Property Tax Break Nobody Told You About

Most states offer a property tax exemption or freeze for homeowners over 65 — and most eligible homeowners never apply because nobody told them it existed. Here's how to find out what's available where you live.

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